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Kasasa Cash

Raise your hand if you like free money with no strings attached. OK, put your hand back down so you can get the scoop on this free checking account that pays a massive 3.01% APY* and nationwide ATM fee refunds**.

This free, high interest checking account never has a minimum balance to earn rewards. It always pays interest on the entire balance. With Kasasa earning big-time interest is easy. Are you getting what you deserve from your bank? Do you Kasasa?

Summary

3.01% APY* on balances up to $10,000
0.50% APY* on amount of balance over $10,000
0.05% APY* if qualifications aren't met
Nationwide ATM fee refunds*
No service fee for each monthly qualification cycle
No minimum balance requirement to earn rewards
Link to Kasasa Saver for automatic savings
Unlimited free checking
Free Visa Debit Card
Free online banking with bill pay
Overdraft protection available
$50 minimum deposit to open
First Fed ID Guard Dog Membership***

Easy Qualifications

There are three easy qualifications to earn the highest rate plus ATM fee refunds**, not just in Dover, Berlin, or Ohio...but nationwide! Simply do the following each monthly qualification cycle:

Have at least 12 signature-based check card purchases post and clear
Have at least 1 automatic payment or direct deposit post and clear
Receive monthly eStatements

If you don't qualify, don't worry. There is no penalty or sudden mystery charge. Kasasa Cash is always free and will earn the base rate of interest. You can get back to earning the full rewards the very next monthly qualification cycle!

View our Monthly Qualifications Calendar.

*Minimum to open account is $50. Annual Percentage Yield (APY) accurate as of 5/23/2011. Rate tiers are as follows: 3.01% APY applies to balances of $0.01 - $10,000 and 0.50% APY applies to balances over $10,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 0.50% APY - 3.01% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. **ATM Fee reimbursements up to $20 provided only if qualifications are met within the monthly qualification cycle. If single ATM fee is greater than $4.99 a receipt must be presented. Must be 18 or older, 16 or older with a parent or guardian, to open account. Early account closure fee may apply within the first 90 days after account opening. Fees may apply for additional services. Must be 18 or older to qualify for the Visa check card. ***For only $3.95 monthly fee (first 3 months are free)