Overdraft Protection

Business has a reputation for being cutthroat. At First Federal, we're your partner, so we take a different approach. Accidents and mistakes happen; we don't charge you an arm and a leg for them.

We provide two methods to prevent overdrafts: automatic transfer from your savings account or a pre-approved line of credit. At most banks, the "protection" can cost more than they saved you. Thankfully, we're not "most banks."

Summary

Automatic protection from declined charges and returned checks
Avoid embarrassment and costly fees
Protects credit rating
Provides peace of mind
Two overdraft methods:
Transfer from Business Choice Savings to cover overdraft; Low $5 fee per transfer
Pre-approved overdraft line of credit (subject to approval)