We offer a variety of options to meet the varying needs of any potential homebuyer. From 30-year fixed loans with competitive interest rates, to 15-year fixed with even lower interest rates to speed up the payoff process, to a 1-year A.R.M. that offers the lowest interest rate of all. We also offer new construction loans to help you build that new home. Each one is designed to make budgeting and buying the home of your dreams easier.

Features and Benefits Include: Competitive market interest rates Fast, personal service Low closing costs A commitment to making the process as simple and straightforward as possible A community approach to every loan we process

Interest Rate Effective Date 30-year fixed 4.500% 7/29/2010   Subject to our underwriting standards. Rates subject to change without notice. Annual Percentage rate 4.5496% based on a 30 year loan of $100,000.