A great way to take some of the sting out of those inevitable Christmas expenses. You can save a little, or save a lot. It’s entirely up to you. There is no minimum deposit and no service charges. Plus you earn interest to help that balance grow. You’ll be glad you opened this account in October when you receive your annual check just in time to do your holiday shopping.

Features and Benefits Include: No monthly service charge Interest bearing account No minimum deposit or balance required Annual distribution check in October just in time for holiday purchases Automatic deposit from checking account available Same account can be opened each year simply by making a deposit

Interest Rate APY Rate 0.100% 0.100%   Rates subject to change without notice. **Annual Percentage Yield accurate as of 7/19/2010